0.5% of the preferential interest rate benefits are applied.
Hello, your Housing City Fund buys houses for the construction of rental housing for the people and lends them for the relocation of residence. It also promotes the supply of rental housing, improves the residential environment, and helps revitalize the economy. It also lends to companies for economic activity. So today, we will look at […]

Hello, your Housing City Fund buys houses for the construction of rental housing for the people and lends them for the relocation of residence. It also promotes the supply of rental housing, improves the residential environment, and helps revitalize the economy. It also lends to companies for economic activity. So today, we will look at one of the types of corporate loans for the Housing Urban Fund.

Housing Urban Fund Corporate Loan Type

  1. Public lease;
  • Public rental housing funds

The landlord who is working with the registrar or the registrar of the housing construction business, the landowner who is building the registrar as the contractor, is the loan target.

It can be used up to 75 million won at an interest rate of 2.3% up to 2.5% per annum, and it can be used for 10 years or 20 years.

If you have a house that has started construction for one year after September 21, 2020, you will cut interest rates by 0.3% until repayment.

  1. Private lease;
  • Private leased housing construction funds

As a rental business entity prescribed by the Special Act on Private Rental Housing, it is the target of a construction business that plans, approves, or builds a house with building permission for rental purposes.

Up to 100 million won of loans can be used at 2.0% - 4.0% interest rate for 12 years or 6 years, and up to 0.3% interest rate can be lowered when public support is started for one year from January 2021 or after the implementation date.

  1. Social lease;
  • Funds for building social rental housing

As a subject of self-sustaining economy, a person who builds a private rental housing with low rental conditions compared to the market price for more than 15 years for the purpose of leasing can receive a loan up to 1 million won.

It is applied at variable interest rates from 2.0% to 2.8% per annum and can be used for up to 20 years.

  • Social rental housing purchase funds

Housing Urban Fund Corporate Loan Type The following is a private rental business that purchases national housing to supply private rental housing at a lower price than the market price for 15 years or more for the purpose of leasing as a social economic entity.

You can use a million won amount for up to 20 years, and the interest rate is applied from 2.0% to 2.8% per annum.

  1. Housing funds for sale;
  • Public housing funds

The landowner who is working with the registrar or the registrar of the housing construction business, and the employer who constructs the registrar as the contractor.

Up to 75 million won can be used for three years and the annual interest rate is 3.6 - 4.6%. If the housing starts for one year after September 21, 2020, the loan rate will be reduced by 폰테크 0.5% until repayment, but if it is a private company, it will be applied from the new receipt.

  • Post-sale housing funds

Housing construction business registrants, employers who construct registrants as contractors, and landowners who are co-operators can use up to 110 million won for three years.

The lending rate is 3.6 percent to 3.8 percent. If you start a house for one year after September 21, 2020, you will receive a 0.5% interest rate cut.

  1. Sub-housing funds;

The next type of corporate loan is the owner of a business registration certificate that builds quasi-housing as a quasi-housing fund.

Up to 40 million won can be used at a 5.0% interest rate for three years. If the construction starts for one year after September 21, 2020, a 0.5% interest rate cut will be given.

  1. Construction funds;
  • Multi-family housing construction funds

It is a product that allows a business operator who builds a multi-family house with 29 generations or less to borrow up to 35 million won.

It can be used for up to two years with 3.8% pension, and 0.5% preferential interest rate will be applied to houses that have started construction since September 21, 20.

  • Multi-family housing construction funds

As a multi-family house builder, up to 280 million won can be used for one year and can be used at an interest rate of 3.8% per annum.

If you have started construction for one year since September 21, 20, you can cut interest rates by 0.5%.

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